Sometimes it seems like “everyone” your age is having sex. Forget it! What other people do doesn’t matter. Only you can answer the question: Is this the right time for me?
Asking questions of yourself and your partner, talking to people with experience, getting prepared and understanding what the first time might be like can help you decide whether you're ready for sex.
What won’t help you is making the choice while under the influence of alcohol, drugs or pressure from a partner or peers.